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1. Who will benefit from the grace period on the social advance?
Persons receiving pension and IDP assistance who use social advances will benefit from the grace period.
2. What type of loand does the III stage of the grace period apply to?
III stage grace period (automatic deferral) applies to recipients of pensions and IDP assistance who use social advances and are not overdue.
3. When will the III stage of the grace period start?
The grace period will start from March and will last until August 31.
4. What is meant by a grace period on a social advance?
Under the automatic deferral of a social advance, the benefit applies only to the principal amount. The borrower has to pay only the "service fee" every month.
5. If you use the grace period, will the monthly payment increase?
The monthly fee will not increase as a result of the deferral.
6. Will the loan term increase if you use the grace period on the social advance?
Yes, the loan term will be increased so that the monthly payment will remain unchanged.
7. Does an interest accrue on interest during the grace period?
No, interest will not be accrued on interest.
8. If I use several loans at once, will the III stage of the grace period apply to all of them?
No, the deferral only applies to social advances.
9. What should I do if I do not want to use the grace period on the social advance?
In case you do not want to use the automatic deferral, you have the opportunity to confirm the refusal no later than March 31 (deadline for refusal: 30.03.2021, 00:00) through the following channels:
